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Thursday, 15 March 2012

Student Reward Credit Cards

As a college student, did you know that you can actually get a card with rewards? Well, you can! Most students believe that you can only get a credit card that gives you nothing. As many credit companies are trying to lure students in, they are offering more perks like cash back, points or even prizes for good spending habits!

A common question that is brought up often is "what can I get for my points?" Well, the first thing we need to look at is what credit card company you're going to apply with. Some will give you points back while others will give you cash back as a credit on your statement. Once again, this all depends who you go through.

If you're applying for a card that gives you points back, you're going to find that it takes about 2,500 points to get a gift card at the minimum. Now, if it takes $1 to get a point, you're going to need to spend $2,500. I know it sounds like a lot but it really isn't and I'll explain why. Most cards will give you bonuses for purchases. Let's say a card gives you six times the points every time you fill up for gas or three time the points every time you buy groceries. You can probably see how this adds up now.

When you apply for a card, look at how your points work. Try and take advantage of the point system so that you can get the most out of it. As long as you do your homework, you should find a great card that works for you and your wallet.

Find student credit cards and more at www.findcollegecards.com.

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