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Sunday, 11 March 2012

The Best Student Credit Cards

To help you choose the right student credit card for yourself, I have put together a list of the best student credit cards available in the US market right now. All the cards below have no annual fee.

1. Discover Student Card.
This cash back card, issued by Discover Financial (NYSE:DFS), gives you 5% cash back on rotating categories that change every three months, such as gas, dining, movies and more. Earn 0.25% cash back on all your purchases for the first $3,000 you spend annually, and 1% cash back after you exceed that amount. Enjoy 0% intro APR on purchases for the first 9 months. This student card has even made it to our list of Best Credit Cards 2011. Choose your card design from hundreds of designs. Read our review of Discover Student Card here.

2. Journey Student Rewards from Capital One.
This student rewards card issued by Capital One (NYSE:COF) gives you 1% cash back on all your purchases, and rewards you with 25% cash back on the cash back you earn each month as long as you pay your bills on time. Cash back doesn’t expire, there’s no limit to what you can earn and you can redeem it any time you want. No balance transfer fee. Read our review of Journey Student Rewards from Capital One here.

3. Citi Forward Card for College Students.
This rewards card issued by Citi (NYSE:C) gives you 5 points for every dollar you spend on restaurants, book stores, video rental stores, movie theaters and record stores. Earn 1 point for every other dollar you spend on purchases. Receive 100 points each month that you stay within your credit limit and pay your bills on time. Earn 1,000 points if you sign up for paperless statements during the first 3 months. Enjoy 0% intro APR on purchases for the first 7 months. Read our review of Citi Forward Card for College Students here.

4. Citi Dividend Platinum Select Card for College Students.
Earn 5% cash back during the first 6 months on purchases made at convenience stores, gas stations, drugstores, supermarkets and utilities. Earn 2% cash back in rotating categories such as restaurants, travel and more. Earn 1% cash back on everything else. Enjoy 0% intro APR on purchases for the first 7 months. No cosigner is required. Read our review of Citi Dividend Platinum Select Card for College Students here.

5. Citi mtvU Platinum Select Visa Card for College Students.
Earn 5 points when paying for movie theaters, restaurants, record stores, book stores and video rental stores. Earn 1 point for every other dollar you spend. Receive 25 points every month that you pay your bills on time and don’t go over your credit limit. Earn up to 2,000 points every 6 months if you have a good Grade Point Average (GPA) and get good grades. Enjoy 0% intro APR on purchases during the first 7 months. No minimum income or cosigner required. Read our review of Citi mtvU Platinum Select Card here.

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